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Old 09-10-2018, 08:04 PM   #33531
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Yeah I mean I get that you can’t foresee the future so it could certainly help idk. Looking over them you really have to read the policy to see what they will and will not cover.

Surgery today went well though, he’s now 1% titanium. Hell be able to put weight on it and it’s got a splint but no running around ect for a while. 6 weeks before any real healing 12 weeks typically however he’ll still need to take it easy after this for a while. No more jumping outta my truck for dam sure.

Staying overnight for observation and he’ll be able to come home in the am. I was home for a little bit and it was so depressing and quiet. I had to leave and go out to dinner and a movie. Anyone wanna be a sudo little spoon in his place for me tonight


I swear the sound of your own pup screaming in pain just rips right through you though
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Last edited by MFChop; 09-10-2018 at 08:12 PM..
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Old 09-11-2018, 12:06 AM   #33532
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Quote:
Originally Posted by MFChop View Post
I had procrastinated and ment to do pet insurance for so long.
Of all people, should've asked if I'd done any calculations...
Quote:
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I've always been on the fence with the pet insurance stuff. would it have covered an accident like this.
Look into it for yourself. Depends on whether you think Cooper will get himself fucked up somehow.

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Originally Posted by MFChop View Post
Just did the math based on typical quotes I got. Most only cover up to 90% of the bil

((5000*.9)-500) - (55*24)= $2680 I would have theroreticly saved

Am I a Jew for thinking $50+ a month is crazy with a $500 deductible
I don't understand your calculation; but we hit our $500 deductible after less than two months with Maeve, between one ER visit and all the normal checkups.



We also just signed up for Wagmo.io - $10 or $20/mo (two different plans) - as a supplement to ins. Even just annual flea/tick/heartworm will put us in the black vs. the annual premium.
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Old 09-11-2018, 08:01 AM   #33533
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I don't understand your calculation; but we hit our $500 deductible after less than two months with Maeve, between one ER visit and all the normal checkups.
If I had to venture a guess.

Costs:
Monthly premium - $55
Policy term - 24 months
Deductible - $500

Total out of pocket for policy and claim $1820 ((55*24)+500)

Claim:
Broken leg - $5000
Insurance coverage (0.9%) = $4500 (5000*.09)

Out of pocket total difference of insurance vs no insurance for claim = $ 2680 (4500 - 1820)
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Old 09-11-2018, 08:04 AM   #33534
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I swear the sound of your own pup screaming in pain just rips right through you though
That happend 4th of july when cooper became a rag doll in this dogs mouth. it was awful
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Old 09-11-2018, 02:06 PM   #33535
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Well lil guy is home with an extra $1000 worth of titanium now. Certainly more alert and comfortable than before in his 5th hour of sleep at the moment.

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We also just signed up for Wagmo.io - $10 or $20/mo (two different plans) - as a supplement to ins. Even just annual flea/tick/heartworm will put us in the black vs. the annual premium.
Who did you use for your main insurance?

This is the first time I ever had to bring him to an ER or cost me more than $80 with the exception of his neutering and chip visit which was in the $250 range total
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Old 09-12-2018, 02:48 PM   #33536
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Anyone on here have that 1,750psi Portland electric power washer from HF? Reviews seem decent and comes with a foam gun, using it for mainly washing cars. Just looking to see how they liked it
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Old 09-14-2018, 08:14 AM   #33537
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Well lil guy is home with an extra $1000 worth of titanium now. Certainly more alert and comfortable than before in his 5th hour of sleep at the moment.



Who did you use for your main insurance?

This is the first time I ever had to bring him to an ER or cost me more than $80 with the exception of his neutering and chip visit which was in the $250 range total


Healthy Paws for primary seemed to be the best for us. 90% reimbursement, $500 deductible.
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Old 09-20-2018, 08:49 PM   #33538
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Day 14: I’ve had to install chicanes and speed traps around the house smh

Lil guy seems to be back to himself, dr visit Monday. Once he’s given a clean bill of health I’ll get insurance for him
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Old 10-01-2018, 04:44 PM   #33539
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For those of you who arenít squeamish....
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Old 10-02-2018, 07:50 AM   #33540
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Jeez, poor dick, you gotta lay off beating that thing so much
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